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Find your monthly payment and see exactly how each payment splits between principal and interest.
Calculate your Equated Monthly Installment for home, car, or personal loans
Add or remove VAT from any amount with support for multiple VAT rates
Convert salary between hourly, daily, weekly, monthly, and annual rates
Estimate your income tax liability based on your income and tax brackets
Enter the loan amount
Input the total amount you want to borrow.
Enter the annual interest rate
Type the rate your lender quotes, e.g. 7.5% per annum.
Set the loan tenure
Choose the repayment period in months or years using the unit dropdown.
Click Calculate Loan
The calculator shows your monthly payment, total payment, and total interest immediately.
Optionally view the full amortization schedule
Click 'Show Amortization Schedule' to see a month-by-month breakdown of principal, interest, and outstanding balance.