Loading calculators…
Loading calculators…
Find your monthly payment and see exactly how each payment splits between principal and interest.
Comparing loan offers or trying to figure out what a monthly payment will actually look like is hard to do in your head, and lender websites often bury the number behind a form and an email capture. This calculator takes the amount you want to borrow, the annual interest rate, and the repayment tenure, and instantly returns your monthly payment, total interest, and total amount repaid — along with a full month-by-month amortization schedule if you want to see how the balance shrinks over time. Everything runs locally in your browser, so the numbers you enter are never sent anywhere. Use it to compare tenure lengths, test different rates, or just sanity-check a lender's quote before you commit — for a more advanced monthly-installment view built around EMI conventions, try the EMI Calculator.
Generate QR codes for URLs, WiFi, vCards, UPI, crypto, WhatsApp, and 15+ more types. Download as PNG, JPG, WebP, or SVG.
Scan QR codes from images or your camera entirely in your browser. Upload, drag & drop, paste, or use live camera scan.
Calculate your Equated Monthly Installment for home, car, or personal loans
Add or remove VAT from any amount with support for multiple VAT rates
Enter the loan amount
Input the total amount you want to borrow.
Enter the annual interest rate
Type the rate your lender quotes, e.g. 7.5% per annum.
Set the loan tenure
Choose the repayment period in months or years using the unit dropdown.
Click Calculate Loan
The calculator shows your monthly payment, total payment, and total interest immediately.
Optionally view the full amortization schedule
Click 'Show Amortization Schedule' to see a month-by-month breakdown of principal, interest, and outstanding balance.
Unlike most online tools, Toolivon processes everything directly in your browser using the Web APIs built into Chrome, Firefox, Safari, and Edge.
Last updated: